Senior Commercial Appraiser
Senior Commercial Appraiser
What You’ll Do:
As a Senior Commercial Appraiser you’ll support and administer the appraisal process within the bank, working directly with the bank’s Chief Appraisal Officer, as well as other Senior Commercial Appraisers in the Appraisal Department. You’ll review appraisals engaged by and/or submitted to the bank’s Appraisal Department, and periodically may include review and administering appraisal requests received from the different lines of business, and selection and engagement of fee appraisers. The Senior Commercial Appraiser you’ll interact closely with the department’s other team members, the bank’s Lending Groups, the credit team, and other personnel, providing guidance and a high level of customer service, while ensuring strict compliance with state and federal regulatory guidelines and bank policies.
- Review appraisals engaged by and/or submitted to the bank’s Appraisal Department focusing on regulatory (USPAP / FIRREA, etc.) compliance and value / marketability reasonability, dependent upon market influencing factors and property complexity. Review document and work file preparation must meet or exceed regulatory and department requirements.
- Ensure all file materials (review document; review notes; additional data collected; email exchanges between reviewer and appraiser / consultant; etc.) are stored in the appropriate department repository (OSCAR LOG Internal File Folder under the assignment tracking number).
- Adherence to company and regulatory policies / regulations / compliance framework, and escalate concerns and questions when appropriate. Participate in ongoing functionality enhancements to the department operating platform (OSCAR).
- May periodically be required to review and administer appraisal requests, compose property description and scope of work narrative, and select engage fee appraisers.
- Additionally, may periodically assist with formulation of internal appraisal policy and regulatory compliance processes / procedures / guidelines through knowledge and thorough understanding of internal policies, FIRREA (Financial Institutional Reform, Recovery, and Enforcement Act), Interagency Guidelines (FDIC, OCC, OTS, etc.), and USPAP (Uniform Standards of Professional Appraisal Practice).
What You’ll Need:
- High School Diploma required; Bachelor’s degree in related field preferred
- Six (6) years of related experience
- Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Intermediate to advanced experience, knowledge and training in all lending activities related to the appraisal of complex properties and interests.
- Advanced speaking and writing skills
Benefits You’ll Love:
We offer all the important things you’d want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the Company:
Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.